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Tom and Sharon Kowalchuk, REALTORŽ, real estate agents and broker for Wappingers Falls, East Fishkill and LaGrange New York home listings, property and land for sale - NUMBER1EXPERT(tm)

Welcome! Here You Can Find Great Information on Wappingers Falls, East Fishkill, LaGrange, and Beekman, New York Real Estate

Looking for homes? Search everything the web has to offer, right here! Don't miss our Feature Homes.

Need local real estate information? We've summarized much of what is important about the Wappingers Falls, East Fishkill and LaGrange real estate market in this site.

Need expert advice? No web site, large or small, can take the place of a top real estate agent. Not even ours! This site is filled with ways that you can contact us for one-on-one expert help and advice. That's our job.

Contact us with confidence! We guarantee your privacy will be respected. And we offer the services on this site for free and without obligation. Why? We want to be YOUR real estate agents. As your trusted, professional real estate partners, we will help you find the best home in your area within your price range. And together we will sell your home, for as much as the market will bear, and as quickly as possible.

Buying and selling a home is one of the biggest events in your life. As top Wappingers Falls, East Fishkill and LaGrange real estate agents, we have the experience and track record you are looking for. Please let us help.

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School Reports in Wappingers Falls, East Fishkill and LaGrange, New York

"A model of how the Internet can facilitate the process of deciding where to send your children to school"
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New York Public, Private and Charter Schools: Compare them using these top-rated, comprehensive reports.

Schools in Wappingers Falls, East Fishkill and LaGrange

Financing Your Home >They Said Yes

Applying for a mortgage loan brings out the paranoia in everyone, even those who are most compulsive and consistent about paying their bills on time. Remember that the lender wants your business and will do everything possible to help finalize your home purchase.

There will be nothing to worry about if you have paid your bills more or less on time. If you have a record of late payments but no serious credit problems, you may have to provide the lender with a written explanation of why certain payments were late. The loan approval may depend on whether or not the excuses are reasonable. Your lender can probably help you work things out if your problems are not serious. If your credit problems are serious, it will help to sit down with a lender even before you begin house hunting.

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Q	According to Feng Shui, the art of home placement, what five elements are needed in a harmonious environment?
A	Wood, fire, earth, metal and water must be balanced to create a happy, prosperous home.
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Tom and Sharon Kowalchuk
Century21 Alliance Realty Group
1136 Route 9 - Suite U-1
Wappingers Falls, NY. 12590
Direct: 845-878-4076
Office: 845-297-4700, ext 338
Fax: 845-297-8178
Email: thomaskowalchuk@NUMBER1EXPERT.com

Over 30 years business/professional experience in marketing, contract negotiation, and customer service. Area residents for more than 20 years. Top Lister Achievement Awards. You can be assured that we will maintain the highest level of service and committment. We are members of the Dutchess County Association of Realtors, New York State Association of Realtors, National Association of Realtors and the Southern Dutchess Chamber of Commerce. We achieve a high degree of customer satisfaction through our exceptional ability to work together with other professionals to meet our clients needs. Each Century 21 office is independently owned and operated.

Equal Housing MLS REALTOR

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NUMBER1EXPERTS™ in real estate for Wappingers Falls, East Fishkill and LaGrange, New York, luxury homes

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