Wappingers Falls, East Fishkill and LaGrange real estate and homes for sale in New York, luxury homes - Tom and Sharon Kowalchuk, REALTORS® Tom and Sharon Kowalchuk REALTORS(r) for Wappingers Falls, East Fishkill and LaGrange, New York real estate, luxury homes - NUMBER1EXPERTS™ Tom and Sharon Kowalchuk NUMBER1EXPERTS(tm) for Wappingers Falls, East Fishkill and LaGrange, New York real estate, luxury homes
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Tom and Sharon Kowalchuk, REALTOR®, real estate agents and broker for Wappingers Falls, East Fishkill and LaGrange New York home listings, property and land for sale - NUMBER1EXPERT(tm)
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It can take days, weeks, or longer for changes to appear on web sites. Don't waste your time with less than current information. Request our free Status Report and find out if the homes you are interested in are still on the market, under contract, in escrow, or if the price has been reduced. 

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Real Estate Tips
First Time Buyers >Choosing A Lender

When you are buying a new home or refinancing your present one, it is wise to do some comparison shopping among lenders. A low interest rate isn't the only criterion by which to evaluate a loan. You should also consider the terms of the mortgage, what your closing costs will be and the reputation of the lender.

Real estate agents are a good source of information about loans and lenders, whether you are buying a home or just refinancing your present home. We routinely assist buyers when they need a mortgage in order to purchase a home. We know what loan packages are available and the qualifying requirements. The companies with the lowest rates sometimes have very conservative underwriting guidelines, and may not be willing to make loans on certain types of property or to buyers who are marginally qualified. We can tell you which companies and loan officers will go the extra mile to provide excellent service to make sure that the transaction closes.

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Real Estate Trivia
Q 
Which city in the U.S. has the longest formal name, but the shortest abbreviated name?

A 
El Pueblo de Nuestra Senora la Reina de los Angeles de la Porciuncula is the full name for Los Angeles, known as "LA".
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Tom and Sharon Kowalchuk, REALTOR®, real estate agents and broker for Wappingers Falls, East Fishkill and LaGrange New York home listings, property and land for sale - NUMBER1EXPERT(tm)

Tom and Sharon Kowalchuk
Century21 Alliance Realty Group

1136 Route 9 - Suite U-1
Wappingers Falls, NY. 12590
Direct: 914-584-4135
Office: 845-297-4700, Ext 3135
Fax: 845-297-8178
Email: thomaskowalchuk@NUMBER1EXPERT.com

Over 30 years business/professional experience in marketing, contract negotiation, and customer service. Area residents for more than 20 years. Top Lister Achievement Awards. You can be assured that we will maintain the highest level of service and committment. We are members of the Dutchess County Association of Realtors, New York State Association of Realtors, National Association of Realtors and the Southern Dutchess Chamber of Commerce. We achieve a high degree of customer satisfaction through our exceptional ability to work together with other professionals to meet our client’s needs. Each Century 21 office is independently owned and operated.

Equal Housing MLS REALTOR


Century 21

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